HI-TECH FINANCE

London is a hub for some of the world’s leading technology companies as well as many start-ups. With clients ranging from start-ups to mature technology companies, our team has the understanding and expertise required to support your company during each stage of your growth globally. We have specialist knowledge of hi-tech markets coupled with a deep understanding of the international market.

As well as having valuable contacts and access to information sources in the UK, we also have access to global knowledge and worldwide experiencOur services at a glance

• Working capital finance
• Guarantees
• Letters of credit
• Bridging finance
• Acquisition finance
• Currency and interest rate hedging through FX and derivatives
• Deposits
• Hedge Finance
• Funding against Sovereign Guarantee

Import & Export Finance

Whether it’s importing, exporting or goods movement internationally, we can support your orders. It can be daunting to do business internationally but with the right security in place, it could be the lift your business needs to grow. We will guide you through the paperwork, help arrange freight and packing and also clear goods through customs.

We work in partnership with a shipping company so we can be a ‘one stop shop’ for SMEs. This reduces your workload because all the shipping expertise can be provided by us.

We are involved with the logistics of the shipping process and know where the goods are at any one point in time.

Import

If your suppliers are abroad, we can make deposit payments to them to allow the manufacturing process to begin. The outstanding balance is paid according to the agreed terms with your supplier. Freight can be arranged and support will be given to clear the goods upon reaching the final destination.

Export

Once you have completed the manufacture of your products, we can arrange for them to be sent to the nominated destination.

International movements

There will be times when suppliers and buyers are overseas, so there is no sense in bringing the goods into the final destination for them to be sent out again. We can arrange to have the completed products sent from the suppliers direct to the buyers, regardless of their location.

Advisory Services

We have access to over 40 financiers globally, each has their unique way of funding SME’s. This gives our clients choices in the way they can obtain finance.

Many businesses believe that the clearing banks are the sole source of finance, the market has changed and continues to develop.

We have experts with tailor solutions that meet clients’ needs and work with clients based globally.

Clients benefit from using experts which gives them:

• access to new lenders
• saves time
• Provides choice

We provide an advisory service to clients using the experience of our consultants to help SME’s. Clients can tap into the experience of senior directors who have faced and overcome the same challenges that SME’s are facing today.

TRADE FINANCE SOLUTION

That Revolutionize Working Capital

We are a specialist originator of trade finance. Unlike other supply chain finance providers, we believe supply chain finance is the providing of cash flow all along the different points in a supply chain and not just after an invoice has been approved by the buyer. We work with multiple supply chain platforms to provide funding solutions for companies involved with global trade from purchase orders through to payments including inventory and invoices. Our platform leverages big data along and our unique knowledge of supply chain transactions to provide funding solutions that are traditionally costly and not readily available to companies.

Corporates

Within a supply chain, companies operate both as a buyer and as a seller. Whichever side of the transaction you are seeking to optimize, We give you the freedom to succeed."

We have financing solutions to capitalize on your accounts payable as a buyer or get cash earlier on your accounts receivable as a seller. The company's cloud-based technology platform assists you in setting up the right financial solution to fund your business."

Benefits:

• Preserves the balance among established financing and transaction banking partners.
• Improve working capital management
• Get paid earlier on your sales
• Conserve funding
• Increase working capital
• Minimize day sales outstanding
• Eliminate balance sheet exposure and risk
• Access faster funding
• Automated financing process for transactions
• More convenience than other funding alternatives
• Access to existing market rates and liquidity
• Set limits on acceptable discount rates and terms
• Increase sources for funding
• Single system across multiple networks
• Reduced operating expenses
• Tailored services for corporate of all sizes
• Freedom for corporate to be corporate

Funding Providers

Modern supply chains have grown increasingly complex. The velocity and frequency of transactions is now several times what they were 10 years ago. Financing the companies operating within these supply chains is no longer the same either. Smaller orders, shorter lead times, lengthened credit terms, and digitization of transaction information have created a need to utilize technology to manage the supply chain. In addition, financing these supply chains requires an equivalent technology that can keep pace with the increased complexity and velocity.

We provide participating funding providers with the tools, services, partnership, and freedom to better finance your customers. Our platform presents data in a way that helps funding providers and insurers to make solid underwriting decisions by verifying, aggregating, analyzing transparent granular data around concentrations/customer aggregation, credit notes, dilution and disputes, and trade flows between parties. The platform serves as a gateway for financial institutions to deploy to their global customers an easy to use finance qualification platform that ensures a win-win situation for all.

Benefits:

• Single interface to multiple supply chain systems
• Supply chain partner networks are well developed to include a lot of buyer and supplier distributions, eliminating on-boarding supplier issues and time
• Better visibility, reduced risk, borderless operations, and international view of customer business
• Provides transparency to suppliers issues around liens, credit agreements, KYC
• Offers credit insurance wrap option to portfolio of receivables
• More financing opportunities, and reduced costs for acquisition and servicing of new customers
• Technology specialists that understands financial services
• Automated financing processes
• Fraud controlled by validation of historical and authentication of data streams
• Facilitates access to transactions operating through digital networks
• Purpose built system to service financial sector
• Robust and scalable solution for all size financial institutions
• Multiple ways to participate on transactions
• Provide tools to score transactions based on multiple data sets
• Track portfolio of funded transactions
• Freedom for financial institutions to be financial institutions

Lending Program

Terms of engagement:

Minimum project price 30 Million Euro/USD (not include land price)

1. Basic requirement is 10% cash seed capital & above of loan to be available by client
2. 10 years loan & repayment of the capital at loan maturity date.
3. About 6% yearly interest rate to be paid once a year. The interest rate will be defined due to Standard & Poor country credit rating.
4. Administration and due diligence fee as it will be defined in term sheet and subject to location or volume of the loan. The fee is payable on funds receipt or deductible from the loan proceeds.
5. Security will be provided in the form of pledge on company’s assets / mortgage of assets & personal guarantee is required.

Procedure:

Submit Following Documents:-

1. Business plan in Euro / USD only (Enclosed)
2. Proposal Form (Enclosed)
3. Proof of funds for the 10% hard cash equity in Promoters / Companies name of the loan amount in Prime Bank or 20% in case funds are held in others.

• Upon approval client receives term sheet within 72 hours.
• Client signs the term sheet, send all documentation per DD requirement Letter & due diligence commences. After receiving positive report of due diligence, client receives formal loan agreement to be signed along with commitment letter within 18-21 days.
• Client blocks his 10% (Block Funds) cash in his bank account or issues SBLC/BG via MT-760 (Prime Bank only) within 5-6 days of signing the loan agreement
• Or Alternatively the 20% will be delivered in the form of a bank Guarantee / block funds to the lender bank in case client bank is not prime bank .
• Client receives the first tranche loan as per request within 45 days of delivering SBLC or Block Funds

Asset types

Renewable Energy Geothermal power plants; Waste-to-energy plants; Biomass power plants; Forest; Wind farms; Bio-diesel Power plants;

• Bio-ethanol Power plants
• Waste disposal plants and solar plants
• Water Assets
• Dams pipelines
• Desalination plants water purification plants
• Sewage system Hydro-electric power station
• Shipping/port Infrastructure
• Natural Resources – Energy Assets
• Oil iron ore
• Gas Gravel pits.